Our Associates

Our Associates

William R. Verhagen, CFP®, CPA, CFS®, CLU®, ChFC®, CASL®

Senior Advisor

Primary Office: Indiana
Phone: (812) 337-1999, ext. 222 
Fax: (812) 336-5542 

Primary Office: Florida
Phone: (386) 597-2856, x222
Fax: (386) 597-2854 

With a background in Public Accounting, William R. Verhagen provides Financial, Retirement and Estate Planning services. His primary clients include those people age 50 and older who desire to plan their retirement years and pass wealth to their heirs or favorite charities. Bill also works extensively with medical professionals and small business owners who desire to accumulate wealth in order to meet their personal and business goals. 

Bill is a 1982 graduate of Indiana University’s Kelley School of Business with a Bachelor of Science in Business with High Distinction. He is a Certified Public Accountant, CERTIFIED FINANCIAL PLANNER® professional, Certified Fund Specialist® and a Chartered Life Underwriter®. 

Bill is an active member of his community and is a member of several organizations, including the American Institute of CPA’s; Florida CPA Society; Fun Coast Estate Planning Council; Financial Planning Association and International Academy of Collaborative Professionals.

Christopher N. Harmon, CLU®, ChFC®, CASL®

Senior Advisor

Primary Office: Indiana
Phone: (812) 337-1999, ext. 245 
Fax: (812) 336-5542 

Chris started his career in the financial services industry in 1991. His primary clients are pre-retirees/retirees, educators, professionals, and business owners. Chris’s mission is to assist businesses, families, and individuals in planning for their financial success. He has a genuine interest in helping his clients achieve financial independence through comprehensive financial strategies and programs. He works with a dedicated team of highly trained professionals to tailor your strategy. Chris has built a clientele on long-term relationships and personal recommendations. Areas of focus include comprehensive investment strategies, retirement plan distribution strategies, risk management, and small business planning.

Chris is a 1991 graduate of Alma College, where he earned a BA in business.  He has also earned his Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), and Chartered Advisor for Senior Living (CASL®) designations from The American College.

Chris is active in the community and is a member of several organizations, including Society of Financial Services Professionals - Past President, Central Indiana Chapter; Hoosier Hills Estate Planning Council; past member of the Board of Directors for Cardinal Stage Company; and is a Keystone of Heritage Society member with the Bloomington Hospital Foundation.

He holds his FINRA Series 7, 24, 63, and 65 securities registrations and holds life, health, and long-term care insurance licenses.

Ian G. Essling, CFP®

Senior Advisor

Primary Office: Indiana
Phone: (812) 337-1999, ext. 223 
Fax: (812) 336-5542 

Ian began his Financial Services career in 2002. Areas of focus include investment management, retirement plan distribution strategies, risk management, and small business planning. His primary clients are educators, executives, professionals, and business owners.

Ian is a graduate of the Kelley School of Business at Indiana University Bloomington. While at the Kelley School of Business, he completed majors in finance, business process management, and operations management. He obtained the CERTIFIED FINANCIAL PLANNER™ certification in 2006. 

Ian is committed to the advancement of the Financial Services Industry, having served as the President for the Society of Financial Services Professionals - Central Indiana. In 2015, 2016, 2018 and 2019 he was awarded the Five Star Wealth Manager Award.* 

Ian is actively involved in the community serving on the Indiana University Foundation Wells House Society Advisory board, and the Cardinal Stage Board of Directors. Ian and his wife reside in Bloomington with their children. He enjoys spending time with his family, traveling, running and is an avid Indiana University sports fan.

*Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 1,650 Indianapolis area wealth managers were considered for the award, 142 (9 percent of candidates) were named 2019 Five Star Wealth Managers. (The criteria provided reflect the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com

Mark Kraus, CLU®, ChFC®, CASL®, RICP®

Financial Advisor

Primary Office: Florida
Phone: (386) 597-2856, x120
Fax: (386) 597-2854 

Mark is a consummate professional with years of experience in the complex and ever-changing financial services industry.  He is passionate about building long-term relationships with his clients, helping them to attain their financial goals and objectives. Mark believes in the importance of fostering a culture of teamwork and collaboration. 

Mark received a Bachelor of Science degree in Business Administration from the University of Missouri and has earned the Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Chartered Advisor for Senior Living (CASL®), and Retirement Income Certified Professional (RICP®)  designations from the American College. 

Giving back to the community is one of Mark’s greatest passions.  He is currently a member of the Estate Planning Council of Northeast Florida and the Professional Advisory Committee, where Mark previously served as Chair. He was also involved as a board member for the former Jewish Community Foundation of NE Florida and as a member of its Investment Oversight Committee.

He holds his Series 6, 7, 63 and 65 securities licenses and Life, Health, Property & Casualty and Long-Term Care insurance licenses.

Tyler Mattox

Financial Advisor

Primary Office: Indiana
Phone: (812) 337-1999 ext 226 
Fax: (812) 336-5542 

Tyler began working in the financial services industry after his graduation from Indiana State University in 2013 with a degree in management and a minor in marketing. Tyler's focus once beginning his career has been to work with young individuals and families as they grow and begin to take their first steps into planning their financial future. He works within a dedicated team to help each client achieve their goals.

Tyler holds his FINRA Series 6, 7, and 63 securities registrations as well as life, health, and long-term care/partnership insurance license.

Tyler and his wife, Merideth, are a young family with their first child. They enjoy activities together such as playing music, tennis, and spending time out on the lake.

Matthew Underwood, LUTCF®, FSCP®, RICP®

Financial Advisor

Primary Office: Florida
Phone: (386) 597-2856, x140
Fax: (386) 597-2854 

 

Matthew began his career in financial services in 2002 as a personal banker in his native state of Georgia. In 2009, he relocated to suburban Chicago and earned his securities license in addition to licenses in Life and Health insurance and Property and Casualty insurance. Over the next 8 years, Matthew built a successful insurance and retirement planning practice qualifying for multiple company awards as well as some industry awards. During this period, Matthew also earned Life Underwriting Training Council Fellow (LUTCF®), Financial Services Certified Professional (FSCP®), and Retirement Income Certified Professional (RICP®) designations from The American College. Matthew’s experience in the insurance field brings a further depth of expertise in risk management to our firm. Matthew’s areas of focus include comprehensive investment strategies, retirement plan distribution strategies, risk management, and estate planning. 

In 2017, Matthew and his wife, Cate, re-located their family to Ponte Vedra, FL where they now live with their daughter and 3 dogs. When he’s not assisting clients, Matthew enjoys traveling and exploring with his wife and children, watching college and professional football, and trying to find time to fly airplanes.  

Matthew enjoys volunteering, serving the community and interacting with others. Having previously served as an officer in both the Kiwanis and Lions clubs and President of the Palm Valley Academy PTO, Matthew is currently an active member of the Flagler Rotary Club and the Flagler Tiger Bay club as well as American Legion Flagler Post 115.   

Jodie R. Fishel, CFP®

Para Planner

Primary Office: Indiana
Phone: (812) 337-1999, ext. 246 
Fax: (812) 336-5542 

Jodie joined the IFS team in January 2000. Her primary duties include helping advisors build financial strategies, client reports, and other forms of analysis for clients. In addition, Jodie handles the bookkeeping for IFS.

Jodie obtained her CERTIFIED FINANCIAL PLANNERTM certification in August 2005. She is a 1997 graduate of Indiana University's Kelley School of Business with a BS in business. Jodie is a member of the Financial Planning Association of Greater Indiana.

Jodie is a Bloomington native. When not working, she enjoys spending time with her family and friends.

Kristie Demmary

New Business Analyst

Primary Office: Indiana
Phone: (812) 337-1999, ext. 225 
Fax: (812) 336-5542 

Kristie joined the IFS team in fall 2005.

Kristie is a graduate of Ivy Tech with an associate's degree in applied science in computer programming technology. She compiles and processes investment and insurance applications.

Outside of work, Kristie enjoys spending time with her family and is very active in her local congregation.

Craig T. Sparks, LUTCF®

Client Experience Administrator

Primary Office: Indiana
Phone: (812) 337-1999, ext. 224 
Fax: (812) 336-5542 

Susan Schroyer

Receptionist

Primary Office: Indiana
Phone: (812) 337-1999 ext 221 
Fax: (812) 336-5542 

Susie joined our team in spring 2016. She is your first contact on the phone or at the front desk in our Bloomington office.

Susie enjoys spending time with her family, is very active in her church, and volunteers time with the American Red Cross Blood Drive. She is also fond of the outdoors and her flowerbeds.